Mortgages - Buy To Let

A buy to let mortgage is designed for people who want to buy a property to let out.

JP Financial Solutions offers advice from a wide range of lenders and will look to find a suitable mortgage deal for you. JP Financial Solutions can find the most suitable deal for your circumstances and can also source deals for..

Student Let's
House Of Multiple Occupancy
Buy To Let Portfolio's

Deposit
The deposit you will be required to put down for buy to let mortgage will be typically larger than a standard residential mortgage. The borrower will usually be required to put down at least 20% deposit and normally expected to own their own property.

How Much Can I Borrow?
For buy to let mortgages lenders usually calculate how much you can borrow based on the potential rental income from the property instead of your annual earned income. The expected rental income usually must exceed 125% of your monthly mortgage payments. JP Financial Solutions can obtain an accurate borrowing figure based on investment property.

Investment
Like any investment, buy to let comes with no guarantees, but can be more reassuring for those who have more faith in bricks and mortar than the stock market.

JP Financial Solutions do not advise or recommend the purchase of properties as a Buy to Let investment and you are aware that the value of property can go down as well as up.


 

MORTGAGE SEARCH FACILITY

Please try this Mortgage Search Facility which provides real time mortgage products from the whole market tailored to your needs in just a few seconds!


CALCULATE MONTHLY REPAYMENTS

This simple free mortgage calculator will give you an idea of the monthly payments you can expect to pay, based on the APR of some of the leading mortgages currently available.


Think carefully before securing other debts against your home.
Your home (or property) may be repossessed if you do not keep up repayments on your mortgage.

JP Financial Solutions, trading name of JP Financial Solutions 2016 Ltd is an appointed representative of Mortgage Support Network Ltd which is authorised and regulated by the Financial Conduct Authority. 

There may be a fee for mortgage advice.